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Title Tips

Trademark Title is dedicated to providing exceptional customer service within a relaxed closing environment. Every member of the Trademark Title team realizes the importance of exceptional communication, and our agents take the extra step to ensure it exists between all parties. Trademark Title is also equipped with the latest software technology, which automatically emails all parties with updates to the titling process.

Closing Statement Hints | back

  • Lenders seldom allow escrows for repairs.
  • Lenders seldom allow credits on closing statement such as “lump sum” credits for closing costs or credits for repairs.
  • Lenders seldom allow seller to pay buyer’s “prepaid items”. “Prepaids” may include such items as prepaid interest, homeowners insurance and flood insurance premiums, FHA up-front MIP and VA funding fee.

Just because it is included in the contract, don’t assume that the lender has approved it. Check with the lender for special or unusual contract conditions and get approval for such conditions in writing as soon as possible. Also, there is no column on the closing statement for items paid by a Realtor.

Finally, you will be pleasantly suprised when you review the settlement statement before closing. As Trademark Title represents one of the largest underwiters in the country, we offer the lowest cost title insurance and we guarantee it. We also offer a no fee or zero fees program. We discount title costs without discounting services. Contact our customer service team for details.